ARETESTRATEGY AI

Regulatory execution intelligence™

Regulation into intelligence.
Intelligence into action.

Institutional intelligence for a world of regulatory complexity.

Flagship engagement · Territorial

Territorial Intelligence Initiative.

Multi-domain regulatory coordination for an institution operating across several jurisdictions and more than one regulatory domain.

  • Obligations read across domains, not one instrument at a time
  • Cross-border conflicts identified before the decision
  • Governance mapped to the body accountable for it
  • Dependencies and evidence recorded where they fall due

Anonymised at the client's instruction · Terms held confidential

Institutional & sovereign-facing work

Pilots & engagements · sectors
Financial services · Fintech · Agritech · Energy · Real estate · Institutional development
Regions
EU · MENA – GCC · ASEAN
Form of record
Demonstrations · Proposals · Pilot concepts
Discuss a comparable engagement

Recognition & institutional standing

  • Awarded

    EuroHPC — European Commission

    Compute support through the EuroHPC AI Factory Playground — LUMI-G.

  • Awarded

    European Commission — Sustainability Policy Practices

    Awarded by the European Commission for sustainability policy practices in 2024, delivered with partners, with the founder's leadership recognised for the work.

  • Confirmed

    InvestEU Portal — European Commission

    ARETE is listed on the European Commission's InvestEU Portal.

    View the InvestEU Portal listing
  • Recognised

    Enterprise Insider — Singapore

    ARETÉ Strategy AI is part of the Enterprise Insider award for governance and strategic leadership, Singapore.

Client feedback

“The register is the point. For the first time we can show a supervisor not what we intend to do, but the evidence that we did it.”

Chief Compliance Officer

EU-regulated banking group

Client identities are not disclosed on this site. Quotations are attributed by role, and by name only where the client has consented.

Intelligence · Governance · Execution · Evidence

One platform. Connected intelligence.

Sources · versions

Register current
  • ESMA guidelines on ESG fund naming

    SRC-0114 · v2

    Verified
  • EBA guidelines on loan origination

    SRC-0128 · v1

    Verified
  • DORA RTS on ICT third-party risk

    SRC-0131 · v3

    Pending review

Every version is retained with its integrity hash and the date it was read.

01

Intelligence

Every instrument in force, held with the version that was read.

Exposure · coverage

Read this week
ESGFINDIGRESCyprusIn forceIn forceUnder reviewIn forceGreeceIn forceUnder reviewUnder reviewNot in inventoryUnited Arab EmiratesUnder reviewIn forceNot in inventoryIn forceSaudi ArabiaIn forceNot in inventoryUnder reviewUnder reviewSingaporeUnder reviewUnder reviewIn forceIn force
In forceUnder reviewNot in inventory

Inventory coverage only: an instrument is held here, not asserted to apply.

02

Exposure

Where it bites, read against the institution's own footprint.

Execution · ORB-0142

Active

ICT third-party register maintained and reviewed

Accountable owner
Head of Operational Resilience
Deadline
14 Nov 2026
Evidence required2 / 3 accepted
DraftAssignedIn reviewResolved

Ownership, deadline and required evidence, held on the record itself.

03

Execution

Obligations carried to an accountable owner and a deadline.

Evidence · EV-0287

Accepted

Outsourcing policy, approved 2026

Documentary
Submitted by
Compliance
Accepted by
Independent reviewer
Acceptance basisValid to 31 Mar 2027
Documentary 68%Administrative 32%

Acceptance recorded with the reviewer, the date and the basis it rested on.

04

Evidence

Acceptance by a reviewer who is not the submitter.

Illustrative representations of the platform's registers, populated with example records. No institution's records are shown.

The intelligence behind execution

Six capabilities. One architecture.

  1. 01

    Regulatory intelligence

    Instruments watched at publication, read into provisions.

  2. 02

    Regulatory applicability

    Entities, projects and assets read from the register.

  3. 03

    Dependency intelligence

    Dependencies recorded with their rationale, enforced before change.

  4. 04

    Accountable execution

    A named owner, a deadline and an escalation route, every time.

  5. 05

    Evidence and assurance

    Accepted by a reviewer who is not the submitter.

  6. 06

    Decision intelligence

    Briefs and reporting drawn from the register itself.

The five differentiators

Beyond compliance. Into institutional intelligence.

Turning regulatory complexity into strategic visibility, informed decisions and accountable execution.

Intelligence
What is changing?
Anticipation
What could happen?
Execution
What must be decided and delivered?
  1. Intelligence

    See beyond regulatory change.

    Jurisdictions · sectors · entities · environments

  2. Interdependency

    Understand what connects.

    Regulations · assets · projects · obligations

  3. Impact intelligence

    Anticipate what could change.

    Exposure · cascading effects · scenarios

  4. Decision intelligence

    Know what requires a decision.

    Priorities · options · governance pathways

  5. Execution assurance

    Translate decisions into control.

    Ownership · controls · evidence · assurance

From regulatory intelligence to institutional decision and execution control.

The intelligence manufacturing methodology

RAMS™Methodology
Structures regulatory knowledge into institutional intelligence assets.
ARETÉ REI™Platform
Connects those assets to exposure, dependencies, decisions and execution.
ARETÉ IQ™Intelligence layer
Institutional insight and strategic interpretation, where implemented.

The execution chain

One instrument, followed from publication to decision.

Select a stage to read what the platform does there, and the record it leaves behind.

  1. Instrument 2026/114 · two jurisdictions · illustrative

The instrument is read at its own publication

A new or amended instrument is detected at the authority's own publication. The source is registered with the version that was read, its integrity hash and the date of retrieval, so nothing downstream rests on a summary that cannot be traced back to the text.

Held in the record

  • Source register entry, version 1
  • Retrieved 14 August 2026 · integrity hash recorded
  • Applicability not yet determined

The sequence is illustrative. The instrument shown is constructed to demonstrate the chain and is not a citation of any published instrument.

Coverage, stated as inventory.

Jurisdictions held
69
Registers under governance
20
Regional split

69 jurisdictions across 4 regions — take one to read it alone

Inventory coverage, not verified coverage. Each register reports its own position.

The cost of manual regulatory execution

The present position, costed on the institution's own figures.

The model takes the figures the institution already holds: those performing the work, the instruments under supervision, the interval before a change reaches an accountable owner, and the daily cost of exposure left unresolved. It returns the annual cost of the present position, and what changes when execution is carried on the platform.

Every input is the institution's own and every formula is shown. No industry averages and no vendor savings claim: the arithmetic is the argument.

The institution's figures

Establish the present position

Illustrative starting points only. The model uses nothing beyond what is entered here.

Share of the execution cycle removed60%

Applied to execution cost only — team time, evidence assembly and delay. Exposure is never reduced by this model; it is shown as risk the institution carries.

Layer compared against

The reading

What the current position costs, and what changes

Regulatory execution cost today

€2,119,500

each year, on the figures entered

Recovered at 60%

€1,121,700

each year

Layer B — first year

Not entered

the investment stated in the proposal

First-year net position

+€1,121,700

recovered less platform cost

Pays back in

—

the investment stated in the proposal is required for this reading

How the annual figure is built

  • Team time on regulatory execution€256,500

    6 people × €95,000 × 45% of their time

  • Evidence assembly€38,000

    120 instruments × 6 h × €52.78/h

  • Delay before an accountable owner is reached€1,575,000

    25 changes × 42 days × €1,500/day

  • Exposure carried by the institution€250,000

    €250,000 × 1 event(s) a year

Capital at risk, carried either way

€250,000 of exposure a year is shown here as risk carried by the institution. No software removes it; what changes is whether the institution can demonstrate, on the day it is tested, that every requirement held an owner, an action and its evidence.

Put these figures through the pilot

Compared against Layer B — Control. The layer investment is the figure stated in the institution's own proposal; no amount is published on this page, and nothing here constitutes a quotation.

Engagement

Three layers. One continuous record.

Amounts stated in the proposal for the engagement

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